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How to Identify Short-Term Stock Opportunities: A Strategic Guide to Targeting 5-10% Monthly Returns

  The allure of generating consistent 5% to 10% returns within a one to two-month timeframe captivates both novice and experienced investors. While such targets are ambitious and come with substantial risk, understanding the methodologies used by active traders can help you identify stocks with heightened probability for short-term appreciation. This comprehensive guide explores actionable strategies, technical indicators, and fundamental filters that traders employ to spot these opportunities while emphasizing the critical importance of risk management.   Understanding the Landscape of Short-Term Trading   Before diving into specific stock selection criteria, it's essential to recognize that targeting 5-10% monthly returns places you in the realm of active trading rather than passive investing. This approach requires daily market monitoring, disciplined entry and exit strategies, and emotional resilience. The stocks capable of delivering such returns typically exhibit hi...
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Bank Fixed Deposits v/s Post Office Time Deposits | Who's Better, Safer, Where to Invest

 

Bank Fixed Deposits v/s Post Office Time Deposits: Who's Better, Safer, Where to Invest



After earning every person wants to save some money. And if the savings are reasonable, then after the expenditure invest a part of the savings somewhere so that some income is also received. Given this, most people prefer a Fixed Deposit. FD is also liked by people because it is considered risk free. At present, apart from bank fixed deposits, post office time deposits are also a good option for investment. In this news, we are giving you information related to these two about investment.

 

Bank Fixed Deposit: Bank FD can be opened in any bank. Most banks also have the option of online FD account. FDs in the bank range from 7 days to a maximum of 10 years. Before opening online FD, get information about minimum and maximum amount, documents etc. from the banker. Information about bank FD rates can be obtained from their website. Different banks have different interest rates on FDs.

 

Post office time deposit: A time deposit account can be opened in a post office with a minimum of Rs 1000. There is no limit to the maximum amount to be deposited. The post office has a choice of 1 year, 2 years, 3 years and 5 years. Now it is up to you to decide how many tenures you want to opt for.

 

Interest rates From 01.04.2020 to 30.06.2020

Period

Rate

1yr. A/C

5.5%

2yr. A/C

5.5%

3yr. A/C

5.5%

5yr. A/C

6.7%

 

 

Talking about security, the security of your deposit in post office deposit is maximum because it is a guarantee on this basis. It has the facility of both single and joint account. If the age is more than 10 years, then the account is also opened in the name of the minor and the guardian has to look after it until he is an adult. The investment made in this scheme for 5 years is eligible for tax benefit and can be exempted under Section 80C of the Income Tax Act 1961.

 

In terms of returns and taxation, both are equal, the difference is that bank fixed deposits are safe for a time. All money is safe in the post office. It would be right to invest in the post office in terms of investment.


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