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How to Pick Mutual Funds That Beat the Market

  Smart Strategies for Investing in Mutual Funds: A Guide to Maximising Your Returns One of the most well-liked investing options for people looking for expert management and diversification without having to choose individual equities is a mutual fund. One of the easiest ways for people to accumulate wealth over time is through mutual fund investments. Mutual funds combine the capital of numerous individuals to invest in a diverse portfolio of stocks, bonds, and other securities, in contrast to direct stock market investing, which necessitates considerable time, study, and risk tolerance. Mutual funds are a well-liked option for both new and experienced investors due to their expert management and diversification. But merely investing in a mutual fund and crossing your fingers seldom yields the best outcomes. A comprehensive approach that matches the appropriate fund selection and management strategies with your financial objectives, risk tolerance, and investment timeline is nece...

What is SIP

  Systematic Investment Plan (SIP) is an investment route offered by mutual funds wherein one can invest a hard and fast amount during a Mutual Fund scheme at regular intervals– say once a month or once a quarter, rather than making a lump-sum investment. The instalment amount might be as little as INR 500 a month and is analogous to a recurring deposit. It’s convenient as you'll give your bank standing instructions to debit the quantity monthly. SIP has been gaining popularity among Indian Mutual Funds investors because it helps in investing during a disciplined manner without fear about market volatility and timing the market. Systematic Investment Plans offered by Mutual Funds are easily the simplest thanks to entering the planet of investments for the future. it's vital to invest for the long-term, which suggests that you simply should start investing early, so as to maximise the top returns. So your mantra should be - Start Early, Invest Regularly to urge the simplest out ...

Saving tax through mutual funds

  Compared to other tax-saving investments permitted under Section 80C of the Income Tax Act, ELSS funds are uniquely profitable. This is because they are the only viable qualified tax-saving investment within this Rs 1.5 lakh savings limit that brings the benefit of equity returns. There are, of course, two other options that offer equity-linked returns.   1. ULIP and 2. National Pension System (NPS)   However, NPS it is more of a retirement solution than savings. It only has partial risk in the equity portion and is a very long-term investment that effectively extends to retirement age. ELSS funds excellently combine 100 per cent equity investment with low cost as well as a reasonable lock-in period of just three years. It also makes an excellent investment product for early investors, providing them with a taste of both equity investment and mutual funds simultaneously. Like the fun of both vanilla and strawberry in ice cream. At the beginning of the investme...

Can still get more than 10% returns from equity mutual funds in pandemic of COVID-19 period

  Right now, while the returns of bank FDs have been reduced to around five per cent, even if the investor moves towards the share market, he can take more than 10 per cent returns. But the problem is that investors do not know where to invest. Therefore, an easy solution is Equity Mutual Funds. Experts say that if investors invest in it for a long period and accept the advice of expert investment advisors, it is possible. Risk means in every sector. However, it also depends on the situation and other reasons. There are many instruments related to investment in the financial sector, which have different types of risks. Investment and risk are two sides of the same coin and always go hand in hand. But for this, things have to be managed. If all these things are managed then you will be able to get more than 10% return in the Corona period.   When it comes to investment, first we should prioritize our safety, especially life and health. At the same time, an emergency fund sh...

You can invest in PPF or ELSS till June 30 to get better returns with tax saving

Due to Coronavirus, the government has extended the deadline for tax-savings investment till June 30. In such a situation, if you have not invested anywhere yet, then you can take advantage of tax exemption on investing in PPF or ELSS. If you choose the old tax system, then tax rebate of up to 1.5 lakh rupees can be taken under 80C through investment in these schemes. We are telling you about both these schemes. Highlights of PPF This scheme can be opened anywhere in the bank or post office. Apart from this, it can also be transferred to any bank or any post office. If it is opened, then it can only go from 100 rupees, but then later it is necessary to deposit 500 rupees at a time. Maximum 1.5 lakh rupees can be deposited in this account every year. This scheme is for 15 years, from which it cannot be withdrawn. But it can be extended for 5-5 years after 15 years. It cannot be closed before 15 years, but after 3 years, a loan can be taken against this account. If anyon...

What is & how to work SIP ?

Systematic Investment Plan (SIP) is an investment route offered by  mutual fund s wherein one can invest  a hard and fast  amount  during a  Mutual Fund scheme at regular intervals– say once a month or once  a quarter ,  rather than  making a lump-sum investment. The instalment amount  might be  as little as INR 500 a month and  is analogous  to a recurring deposit. It’s convenient as  you'll  give your bank standing instructions to debit  the quantity  monthly . SIP has been gaining popularity among Indian MF investors,  because it  helps in investing  during a  disciplined manner  without fear  about market volatility and timing the market. Systematic Investment Plans offered by Mutual Funds are easily  the simplest  thanks to  entering  the planet  of investments for the  future .  it's  vital  to invest  for the ...