Disclaimer: Nothing mentioned in this article constitutes tax advice. Tax laws are subject to frequent amendments. Please consult a Chartered Accountant or tax professional for personalised guidance. Understanding capital gains tax is crucial for every Indian investor. Whether you're booking profits from mutual funds, selling shares, or disposing of property, the taxman takes a cut. However, with strategic planning, you can significantly reduce your tax outgo. Here's your comprehensive guide to capital gains tax in India and proven tricks to keep more money in your pocket. Capital Gains Tax on Mutual Funds Equity Mutual Funds (Equity exposure >65%) Short-Term Capital Gains (STCG): If you sell within 12 months, gains are taxed at 20% (as per the latest 2024 Budget changes). This applies to both equity-oriented mutual funds and direct stock investments. Long-Term Capital Gains (LTCG): For holdings exceeding 12 months, the first ₹1.25 lakh of gains i...
How to Earn Maximum Returns from Mutual Funds in India (2026): A Complete Guide to SIP, Tax Planning & Wealth Creation
Disclaimer: Nothing mentioned in this article constitutes financial advice. Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully and consult a SEBI-registered investment advisor before investing. Are you searching for the best way to invest in mutual funds in India to maximize your profits in 2026? With India's mutual fund industry crossing ₹60 lakh crore in AUM (Assets Under Management) and over 8 crore active SIP accounts, there's never been a better time to leverage the Indian stock market's growth potential through professional fund management. Whether you're a salaried employee looking for tax-saving mutual funds under Section 80C, a beginner exploring SIP investment plans in India, or an experienced investor aiming to optimize your portfolio, this comprehensive guide reveals the most effective techniques to maximize your mutual fund returns in the Indian context. Understanding the Indian Mutual Fund Lan...