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How to Pick Mutual Funds That Beat the Market

  Smart Strategies for Investing in Mutual Funds: A Guide to Maximising Your Returns One of the most well-liked investing options for people looking for expert management and diversification without having to choose individual equities is a mutual fund. One of the easiest ways for people to accumulate wealth over time is through mutual fund investments. Mutual funds combine the capital of numerous individuals to invest in a diverse portfolio of stocks, bonds, and other securities, in contrast to direct stock market investing, which necessitates considerable time, study, and risk tolerance. Mutual funds are a well-liked option for both new and experienced investors due to their expert management and diversification. But merely investing in a mutual fund and crossing your fingers seldom yields the best outcomes. A comprehensive approach that matches the appropriate fund selection and management strategies with your financial objectives, risk tolerance, and investment timeline is nece...
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How to Pick Mutual Funds That Beat the Market

  Smart Strategies for Investing in Mutual Funds: A Guide to Maximising Your Returns One of the most well-liked investing options for people looking for expert management and diversification without having to choose individual equities is a mutual fund. One of the easiest ways for people to accumulate wealth over time is through mutual fund investments. Mutual funds combine the capital of numerous individuals to invest in a diverse portfolio of stocks, bonds, and other securities, in contrast to direct stock market investing, which necessitates considerable time, study, and risk tolerance. Mutual funds are a well-liked option for both new and experienced investors due to their expert management and diversification. But merely investing in a mutual fund and crossing your fingers seldom yields the best outcomes. A comprehensive approach that matches the appropriate fund selection and management strategies with your financial objectives, risk tolerance, and investment timeline is nece...
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What is Nifty and how to invest in it? Learn all the important tips

  Everyone who has gained proficiency from mutual funds to the stock market should know that investing in both is different. For example, the Nifty is an index that includes the top-50 listed companies on the National Stock Exchange (NSE). On the other hand, the SENSEX is a 30-stock index of the Bombay Stock Exchange (BSE). These are the blue-chip stocks of the best-performing companies belonging to various sectors. If an investor is still planning to invest in Nifty, then let us know what you should keep in mind.   Set Investment Goal   One of the most important things you can do for yourself is to know how to help the investor achieve his financial goals. And a common investor does not have to be an expert to do this. The investor only needs to know a few basics, make a financial plan and be disciplined enough to follow it.   Ask the investor what he or she wants and list your most important financial goals. You have to decide whether the investors are ...
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SEBI has changed the time of purchase and sale of time of Equity Mutual Fund; know new cut off time

There is good news for Mutual Fund investors. The market regulator SEBI has changed the time of purchase and sale of Equity Mutual Fund to 3 PM again, giving relief to mutual fund investors from Monday, October 19, 2020. With this decision, investors will get more time to buy and sell mutual funds.   But SEBI has not made any changes in the timing of buying and selling debt mutual fund schemes and Debt Schemes and Conservative Hybrid Funds. Nilesh Shah, chairman of the Association of Mutual Funds in India (AMFI), an organization regulating mutual fund business, also tweeted about this new decision of SEBI. SEBI has not made any changes in the time of purchase and sale of liquid and overnight funds and it is from 12.30 to 1.30 PM as before. For debt and conservative hybrid funds, it is 1 PM.   In India, Mutual Fund Companies invested Rs 39,500 crore in the stock market in the first half of the current financial year (2020-21) if we talk about investment by mutual fund c...
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What is the growth and dividend option in this mutual fund, which option will be right for you

  If you are planning to invest in mutual funds, then it is very important to know about this scheme beforehand. Because before investing in the scheme you should decide which option you should choose to benefit from the scheme. Investors get two types of options in mutual funds. The first is growth and the second is dividend payout (dividend). While the money in the growth option remains in the scheme continuously, in the dividend option, companies periodically distribute the benefit in the form of a dividend to the beneficiary. Let us tell you about them.   What is the growth option? Choosing this option means that you do not get the dividend (dividend) you get on your scheme. You will get this benefit only when you redeem your units. That is, sell them. The advantage of this is that your investment in this option keeps increasing.   Understand this from this example. For example, if you bought 10000 units of a mutual fund at the rate of NAV of Rs. 10 and you so...
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The asset base of mutual fund industry grew 12% in September quarter

The asset base of the mutual fund industry reached Rs 27.6 lakh crore in the second quarter ended September, a 12 per cent increase from the previous quarter. The main reason behind this is being said to be a surge in the stock markets. According to the Mutual Fund Association of India (AMFI), assets of 45 companies of the mutual fund industry were under the management of Rs 24.63 lakh crore under various funds in the April-June quarter, which increased 12 per cent to Rs 27.6 lakh crore in the July-September quarter. In the April-June quarter, there was a drop of eight per cent.   All the 10 major mutual fund companies recorded growth in assets under management during the July-September quarter. These include SBI Mutual Fund, HDFC Mutual Fund, ICICI Prudential Mutual Fund, Aditya Birla Sunlife Mutual Fund, Nippon India Mutual Fund, Kotak Mutual Fund, Axis Mutual Fund, UTI Mutual Fund, IDFC Mutual Fund and DSP Mutual Fund.   It is worth noting that Axis Mutual Fund, UTI...
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How do bond funds work or debt mutual funds work

A debt fund is also a type of mutual fund that generates returns from money received from its investors after investing in various types of government and non-government bonds or deposits. All this basically means that they borrow money and earn interest on the money they lend. This interest that they earn forms the basic basis of the returns they generate for the investors.   A bond is like a certificate of deposit money that is issued by the borrower to the lender. Even ordinary individual investors do something similar when they do something as simple as a bank fixed deposit in a bank. When you make a bank fixed deposit with a bank, you fund the bank basically. You can also buy bonds directly, for example, tax-exempt bonds under the Income Tax Act issued by various companies such as REC and Hudco.   Exactly what debt funds actually do, except for some differences. First, those who are able to invest in many types of bonds that are not available to the general public. For ex...
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What are equity mutual funds, why is it a better option for investment?

  Equity mutual funds mostly invest their money in equities or stocks. A mutual fund scheme in India invests 65 per cent of its corpus in equities, Indian stocks, taxation and equity mutual fund related investments. This is the reason why even after putting money in the stock of international funds, they are not kept in the equity category.   What is an equity fund? Equity mutual funds try to get high returns by investing in shares of companies in all market capitalizations. Equity mutual funds are the riskiest part of mutual funds, and therefore, they have the potential to generate higher returns than debt and hybrid funds. The performance of the company plays a very important role in determining the returns of investors.   How do equity funds work? Equity mutual funds invest at least 60% of their assets in equity shares of many companies. Asset allocation in equity funds will be in line with the investment objective. Asset allocation can be made purely in shares...
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Franklin Templeton Mutual Fund received Rs 1498 crore for closed schemes in two weeks

  Franklin Templeton Mutual Fund said on Thursday that it has received Rs 1498 crore from its 6 closed schemes in the last two weeks. This amount is received through maturity, pre-payments and coupon payments. According to Franklin Templeton, a total of Rs 6486 crore has been received from the schemes which have been closed since April 24, 2020. Franklin Templeton closed these 6 schemes on April 23, 2020, due to legal uncertainty and lack of liquidity in the bond market.   Asset Under Management (AUM) of all 6 schemes discontinued by Franklin Templeton is estimated to be around 25 thousand crore rupees. The schemes which were closed by the mutual fund house are. 1. Franklin India Low Duration Fund 2. Franklin India Dynamic Acquire Fund 3. Franklin India Credit Risk Fund 4. Franklin India Short Term Income Plan 5. Franklin India Ultra Short Bond Fund 6. Franklin India Income Opportunity Fund   Out of these 6 schemes, Franklin India Low Duration Fund and...
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Make disciplined investments in equity mutual funds and keep these things in mind

  Whether equity investment and share market or mutual fund, it is not easy to find discipline in the process. Whatever our motives are, we often take wrong decisions in the matter of equity investment. We get carried away in terms of reacting to the market. This is the reason why we have to bear unnecessary losses and transaction costs are also high. It is possible that you have a long-term plan for equity investment. But you do not follow it without any specific reason. But why? This is what we want to tell you today. Just think about it. The giants of the investment sector tell us that this is the best way to generate wealth from equity markets.   Just start early, according to experts, invest as much as you can. If you do this, you will maximize your chances of owning a big property after a while. Disciplined investing is absolutely easy to understand. But following it can prove to be very crooked. Today, we are presenting before you some of our special rules of discip...
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Mid-Cap Mutual Funds start at a rapid pace, over 40% return in five months

  In the five months since the stock market bottom in March, mid-cap funds of mutual funds have given better returns. The schemes of these funds have given returns of 40 to 55 per cent to investors. In the medium fund house, Invesco Mutual Fund has been at the top, while ICICI Mutual Fund schemes have been at the top in large fund houses. The BSE Mid Cap Index has given a 50 per cent return since March. In the long term, mid-cap funds of mutual funds have given returns of up to 17 per cent.   Statistics show that Invesco India Mid Cap has given a profit of 45.60 per cent in the mid-cap schemes which have given better returns since March 23, 2020. BNP Paribas gave 42.89 per cent, Franklin India Prime Fund 43.52, Kotak Emerging Equity Fund 45.47 and Sundaram Mid Cap Fund gave 42.79 per cent. Among the major fund houses, ICICI Prudential Mid Cap Fund 55.27 per cent, HDFC Mid Cap Opportunities Fund 50.35 per cent, Axis Mid Cap 38.91, Nippon India Growth Fund 45.88, SBI Magnum ...
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Exit load in mutual fund

  Sometimes when you buy a mutual fund, you pay a small penalty at the same time. This is called an exit load. The majority of mutual fund schemes impose an exit load, although there are some that come without an exit load. Before we go ahead, remember that a fund with no exit load is no better than a fund with an exit load. Whether the exit load is imposed or not has nothing to do with the pedigree of the scheme. It is important to understand why exhaust loads are present.   Why put an exit load   Exit loads are mainly applied to discourage premature withdrawal in the mutual fund. Fund managers responsible for long-term plans will want their investors to invest in the fund for a long time. This is desirable because if too many investors exit together, the fund manager has to sell the shares in distress, to companies that are liquid, but usually mismanaged, robbing existing investors of their future growth potential. Does matter. Therefore, the fund has to put an ...
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