Stock Market MF News

  Compared to other tax-saving investments permitted under Section 80C of the Income Tax Act, ELSS funds are uniquely profitable. This is because they are the only viable qualified tax-saving investment within this Rs 1.5 lakh savings limit that brings the benefit of equity returns. There are, of course, two other options that offer equity-linked returns.   1. ULIP and 2. National Pension System (NPS)   However, NPS it is more of a retirement solution than savings. It only has partial risk in the equity portion and is a very long-term investment that effectively extends to retirement age. ELSS funds excellently combine 100 per cent equity investment with low cost as well as a reasonable lock-in period of just three years. It also makes an excellent investment product for early investors, providing them with a taste of both equity investment and mutual funds simultaneously. Like the fun of both vanilla and strawberry in ice cream. At the beginning of the investme...

  The best investment option for anyone, including a businessman, depends primarily on four factors - risk appetite, cash requirement, tax slabs and investment duration. Here are the 5 best investment options that can be considered by working people.   Bank fixed deposit   Bank Fixed Deposit (Bank FD) provides depositors with capital security and fixed income. The interest rate applied during the opening of an FD account remains the same during the FD period regardless of any change in the interest rates. FDs opened in scheduled banks are also covered under a deposit insurance program provided by DICGC, a subsidiary of the Reserve Bank (RBI). This insurance scheme gives financial security to the deposits in banks, under this, the bank account holder will get up to Rs 5 lakhs per FD, if the bank fails, this includes current and savings accounts. At present, some small finance banks and some private sector banks are giving 7 to 8.25 per cent on FDs.   Small...

  Whether equity investment and share market or mutual fund, it is not easy to find discipline in the process. Whatever our motives are, we often take wrong decisions in the matter of equity investment. We get carried away in terms of reacting to the market. This is the reason why we have to bear unnecessary losses and transaction costs are also high. It is possible that you have a long-term plan for equity investment. But you do not follow it without any specific reason. But why? This is what we want to tell you today. Just think about it. The giants of the investment sector tell us that this is the best way to generate wealth from equity markets.   Just start early, according to experts, invest as much as you can. If you do this, you will maximize your chances of owning a big property after a while. Disciplined investing is absolutely easy to understand. But following it can prove to be very crooked. Today, we are presenting before you some of our special rules of discip...