Stock Market MF News

Posts

Showing posts with the label investment

What is Nifty and how to invest in it? Learn all the important tips

Everyone who has gained proficiency from mutual funds to the stock market should know that investing in both is different. For example, the Nifty is an index that includes the top-50 listed companies on the National Stock Exchange (NSE). On the other hand, the SENSEX is a 30-stock index of the Bombay Stock Exchange (BSE). These are the blue-chip stocks of the best-performing companies belonging to various sectors. If an investor is still planning to invest in Nifty, then let us know what you should keep in mind. Set Investment Goal One of the most important things you can do for yourself is to know how to help the investor achieve his financial goals. And a common investor does not have to be an expert to do this. The investor only needs to know a few basics, make a financial plan and be disciplined enough to follow it. Ask the investor what he or she wants and list your most important financial goals. You have to decide whether the investors are ...

These 4 investment tools can be a better option for bank fix deposits

With low returns in bank FDs, most investors want to invest their money elsewhere in a good and safe place. Bank FD interest rates are now quite different from 2004–05. State Bank of India is offering an interest rate of between 2.9% and 5.4% to its customers in different tenures. Currently, bank fixed deposit interest rates are equivalent to the savings bank account. In fact, for the short term, banks pay less interest to their investments than FD bank savings accounts. For this, if investors want to earn big profits by investing money in another investment scheme, then learn about some investment options here. Post Office National Savings Monthly Income Account (POMIS) The Post Office National Savings Monthly Income Account is a five-year investment, in which investments of up to Rs 4.5 lakh as a single and up to Rs 9 lakh under joint ownership can be made. A minor kid over 10 years of age can also open an account through a guardian. The Post Office Nation...

Investment in Bank FD is now an old thing! Here you are getting much more returns

Fix Deposit (FD) has gained a lot of popularity in our country due to being a more secure investment option, but now people are less attached to FD. The main reason for this is declining interest rates. For the last one or two years, interest rates on FDs have come down by three to four per cent. Earlier, where major banks used to pay more than seven per cent interest on FD, they are now offering less than five per cent. In such a situation, people are looking for other options for investment. FD is considered a small-time investment option. Most customers prefer to invest in FDs for two to five years. There does not seem to be any more secure high-return investment option in this period. One option we can see is debt mutual funds, but here too the returns have been reduced from previous months. Therefore, experts believe that now if customers want a more secure investment option, they will have to invest for a longer period. There are many options available...

Gilt fund | Short-term safest investment option

Since the beginning of 2020, the capital market has faced both a historic decline and rapid improvement in the environment of the coronavirus epidemic. Due to this, investors are also not able to trust much to put money. In a volatile environment, gilt funds can be the safest investment option for short-term, as it invests money in government securities, providing both confidence and large returns. The RBI takes money from banks and insurance companies to provide capital to the central or state government and issues securities in return. Gilt funds subscribe to these securities, which are for a fixed period. Gilt funds are linked to government securities, in which 80% of the investment is necessary. Hence, the probability of default is zero and the credit quality remains high. As per the scheme, investors can invest in maturities of 5 to 30 years in the long term in addition to the short term. In 2019, gilt funds have given over 15 per cent returns. However, in terms o...

Can still get more than 10% returns from equity mutual funds in pandemic of COVID-19 period

Right now, while the returns of bank FDs have been reduced to around five per cent, even if the investor moves towards the share market, he can take more than 10 per cent returns. But the problem is that investors do not know where to invest. Therefore, an easy solution is Equity Mutual Funds. Experts say that if investors invest in it for a long period and accept the advice of expert investment advisors, it is possible. Risk means in every sector. However, it also depends on the situation and other reasons. There are many instruments related to investment in the financial sector, which have different types of risks. Investment and risk are two sides of the same coin and always go hand in hand. But for this, things have to be managed. If all these things are managed then you will be able to get more than 10% return in the Corona period. When it comes to investment, first we should prioritize our safety, especially life and health. At the same time, an emergency fund sh...