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Showing posts with the label Systematic Investment Plan

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How to Pick Mutual Funds That Beat the Market

  Smart Strategies for Investing in Mutual Funds: A Guide to Maximising Your Returns One of the most well-liked investing options for people looking for expert management and diversification without having to choose individual equities is a mutual fund. One of the easiest ways for people to accumulate wealth over time is through mutual fund investments. Mutual funds combine the capital of numerous individuals to invest in a diverse portfolio of stocks, bonds, and other securities, in contrast to direct stock market investing, which necessitates considerable time, study, and risk tolerance. Mutual funds are a well-liked option for both new and experienced investors due to their expert management and diversification. But merely investing in a mutual fund and crossing your fingers seldom yields the best outcomes. A comprehensive approach that matches the appropriate fund selection and management strategies with your financial objectives, risk tolerance, and investment timeline is nece...

What is SIP

  Systematic Investment Plan (SIP) is an investment route offered by mutual funds wherein one can invest a hard and fast amount during a Mutual Fund scheme at regular intervals– say once a month or once a quarter, rather than making a lump-sum investment. The instalment amount might be as little as INR 500 a month and is analogous to a recurring deposit. It’s convenient as you'll give your bank standing instructions to debit the quantity monthly. SIP has been gaining popularity among Indian Mutual Funds investors because it helps in investing during a disciplined manner without fear about market volatility and timing the market. Systematic Investment Plans offered by Mutual Funds are easily the simplest thanks to entering the planet of investments for the future. it's vital to invest for the long-term, which suggests that you simply should start investing early, so as to maximise the top returns. So your mantra should be - Start Early, Invest Regularly to urge the simplest out ...

Invest on SIP in Mutual Funds; know how you should do it.

  If you invest in SIPs of mutual funds, then you have to understand the rules of this investment. It is often seen that the investor sometimes gets scared and withdraws money, which he has to bear. Take any middle quartile equity mutual fund and take any earlier 10-year SIP period, you will find that their annual return far outstrips all other asset classes.   Not all investors starting SIP did able to get returns. If you are an investor who wants to make a successful SIP investment then these three golden rules can help you.   Rule 1: Understand how things work   Many SIP subscriber who go to SIPs from fixed return assets like recurring deposits and PFs actually do so because they are not well aware. Attracting from past returns ranging from 12–14% over a period of 5–10 years, they assume that these returns are not really going to be the same. There are countless instances in which SIP returns have been negative for the first two or three years and thes...

Mutual fund returns are low or negative, should SIP be discontinued?

  One of my clients is 40-year-old Satyendra Kumar Singh who started investing in mutual funds four years ago. He wanted to invest in it for 15 years, but the returns were not that much, which increased his concern. He wants to know whether he should stop investing in SIP (Systematic Investment Plan)? Due to COVID-19, this question is being asked again and again, because the stock market is uncertain, the economy is down, people's income is down and SIP is not performing well.   The main reason for stopping investment in SIP is because of the poor performance of the fund, loss of job or salary, economic uncertainty or decline in fund value. First, ask yourself why did you invest in mutual funds. There is a goal behind this investment. When you invest in a long-term goal such as buying a car, education or retirement of children, celebrating holidays abroad, the investment period is five to 20 years. Suppose you want to buy a car, which will cost Rs 7.5 lakh after five years...

Choose Step-up SIP to gain more wealth than conventional SIPs

There is no doubt about Systematic Investment Plan (SIP) is one of the best ways to invest our money systematically. It inculcates two very important principles of financial investing—discipline and long-term approach. SIP has become the most popular investment tool for investing in Mutual Funds in the last decade because it helps us to invest small amounts every month and build substantial wealth over the long term. Not only that, but it also helps us in achieving various financial goals like retirement, child’s education and marriage, buying a house, car, etc. There is no denying that SIP is the best investment tool and has done well for us. It has helped people build their wealth in the long term and not many people have complaints with regular SIPs as they have learned that they will be able to reap the fruits if they invest for the long term in the SIP. Why opt for Step-up SIP? A traditional SIP is good, but it can be made even better if i...

What is & how to work SIP ?

Systematic Investment Plan (SIP) is an investment route offered by  mutual fund s wherein one can invest  a hard and fast  amount  during a  Mutual Fund scheme at regular intervals– say once a month or once  a quarter ,  rather than  making a lump-sum investment. The instalment amount  might be  as little as INR 500 a month and  is analogous  to a recurring deposit. It’s convenient as  you'll  give your bank standing instructions to debit  the quantity  monthly . SIP has been gaining popularity among Indian MF investors,  because it  helps in investing  during a  disciplined manner  without fear  about market volatility and timing the market. Systematic Investment Plans offered by Mutual Funds are easily  the simplest  thanks to  entering  the planet  of investments for the  future .  it's  vital  to invest  for the ...