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Showing posts with the label financial year 2019-20

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How to Pick Mutual Funds That Beat the Market

  Smart Strategies for Investing in Mutual Funds: A Guide to Maximising Your Returns One of the most well-liked investing options for people looking for expert management and diversification without having to choose individual equities is a mutual fund. One of the easiest ways for people to accumulate wealth over time is through mutual fund investments. Mutual funds combine the capital of numerous individuals to invest in a diverse portfolio of stocks, bonds, and other securities, in contrast to direct stock market investing, which necessitates considerable time, study, and risk tolerance. Mutual funds are a well-liked option for both new and experienced investors due to their expert management and diversification. But merely investing in a mutual fund and crossing your fingers seldom yields the best outcomes. A comprehensive approach that matches the appropriate fund selection and management strategies with your financial objectives, risk tolerance, and investment timeline is nece...

Income Tax Alert | It is important to remember these three dates to fill the ITR of FY 2019-20

  Given the impact of the coronavirus epidemic and nationwide lockdown, the government has given taxpayers some leeway in terms of tax compliance. The lockdown was implemented in March this year. Therefore, the government had also announced to extend the period of filing the income tax returns of the previous financial year with the investment deadline for taxpayers eligible to receive tax exemption for FY 2019-20. Along with this, companies have also been given exemption in the deadline to issue Form-16. It is noteworthy that Form-16 is required to fill the income tax return.   In such a situation, you need to look at the important dates for filing income tax returns this year:   1. Investment deadline for tax exemption: The government had extended the investment deadline in tax saving schemes for the financial year 2019-20 from March 31, 2020, to June 30, 2020. However, this deadline was later extended for another month. Now the period of investment in tax savi...

Interest on provident fund deposits will be 8.5% in 2019-20

The Employees Provident Fund Organization (EPFO) reduced the interest rate on provident fund deposits to 8.5 per cent for the current financial year 2019-20. This is the lowest level in seven years. EPFO paid 8.65% interest on EPF to its 6 crore members for 2018-19. The decision to reduce interest was made by the Central Board of Trustees (CBT) of EPFO, the apex decision-making body in EPFO. The latest EPFO ​​decision will be sent to the Finance Ministry for approval, as the EPF guarantor is the central government. The Finance Ministry has been insisting on increasing the interest rate of EPF to the same rate as other small savings schemes of the government like PPF and Post Office Savings Schemes. EPF interest rates in the last few years Financial Year Rate of Interest on EPF 2018-19 8.65 % 2017-18 8.55 % 2015-16 8.65 % 2014-15 8.80 % 2014-15 8.75 % 2013-14 8.75 % 2...