Stock Market MF News

  The corona epidemic has affected many businesses. Due to this many consumers are facing difficulty in repaying their loan. In such a situation, if a borrower is unable to repay the loan instalments, then not only the loan borrower but also the guarantors are facing problems due to the default of the loan. If someone is a loan guarantor in such a case, then what should he take care of to avoid problems.   What to do if you default? Once you become a guarantor it will be difficult to get out of this responsibility. The guarantee should be given to you only in the case where you are ready to bear the burden of the loan if you do not pay the original account holder. If the person taking the loan is not paying the instalments regularly and the bank is asking you to repay the loan, then you can repay the loan by talking to the borrower. The Guarantor can later recover money from the borrower under the Indian Contract Act 1872.   What to do to get out of loan guarantor...

  As the Internet and smartphone penetration has increased in the general public, it has become easier to invest in mutual funds and stock markets. Currently, a lot of investment apps and online platforms have come up where investors can easily invest money. Today's fast no-your-customer (KYC) process is another good feature. Many financial apps are also giving tutorials to investors where they have video interactions or phone calls with fund managers. Now the mobile app offers corporate fixed deposits and even equity shares. Along with all these features, there are risks in investing through mobile apps, which the investor should focus on. Let's know about some such risks.   It is very important to seek information and advice. If investors are investing in mutual funds etc. for the first time from such an app or are in their initial investment years, then the investor needs advice and guidance from anyone. Although many apps offer a lot of reading materials and investment...

  With many categories of mutual funds, fund houses, and schemes available, choosing mutual funds is a very difficult task for many investors. The best way to start a mutual fund investment is to decide on a method to narrow down on the right fund for you.   There are many companies that ask to invest money in mutual funds. All company plans are different. For this, you have to know about Mutual Fund Types. Only after knowing about all kinds of mutual funds, you will reach a right conclusion. Mistakes often happen due to lack of correct information. Before choosing any kind of mutual fund, pay attention to your needs. Why only mutual fund and how much risk you can bear. Because where there is high gain there is also high risk and understand your objectives well. Do you want to make maximum money in a short time or want to get a regular profit? The risk factor of all plans has also been explained in Mutual Fund Types. Which risk you can easily take. After risk management st...

  Bank fix deposit (Bank FD) is a fairly common and most popular investment option in India. But due to the falling interest rates on bank FDs for the last few months, people are looking for an alternative so that they can get good returns. Experts recommend such investors to start investing in Corporate Fix Deposits (Corporate FD) with AAA rating. One thing investors should know here is that corporate fix deposits have a higher risk than bank FDs.   Corporate FDs with AAA ratings such as HDFC Ltd and ICICI Home Finance Ltd give one to two per cent higher returns than bank FDs. An investor must know the three risks before investing in a corporate FD. Let's know what they are.   Default risk   Corporate FDs outside bank FDs are unsecured. This investment product guarantees neither capital nor interest payment security. If the company faces a financial crisis, as an investor you may have to lose your money.   Return after tax   Interest on corporate FD adds t...