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Showing posts with the label Recurring Deposit

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How to Pick Mutual Funds That Beat the Market

  Smart Strategies for Investing in Mutual Funds: A Guide to Maximising Your Returns One of the most well-liked investing options for people looking for expert management and diversification without having to choose individual equities is a mutual fund. One of the easiest ways for people to accumulate wealth over time is through mutual fund investments. Mutual funds combine the capital of numerous individuals to invest in a diverse portfolio of stocks, bonds, and other securities, in contrast to direct stock market investing, which necessitates considerable time, study, and risk tolerance. Mutual funds are a well-liked option for both new and experienced investors due to their expert management and diversification. But merely investing in a mutual fund and crossing your fingers seldom yields the best outcomes. A comprehensive approach that matches the appropriate fund selection and management strategies with your financial objectives, risk tolerance, and investment timeline is nece...

With the help of recurring deposit account, you can fulfill your small dreams

It is not easy for limited-income people to collect money for children's education, marriage or car. But Recurring Deposit (RD) is a scheme that can make your work easier. The special thing about this scheme is that in this you not only get better interest from FD as well as your money is also safe. Today we are telling you today how you can prepare a huge amount of 10 lakh rupees by investing only 200 rupees daily in RD. You can be recurring direct deposit in the bank. Nowadays almost all banks are providing online recurring deposit facility, you can easily open your recurring deposit account.   Know here where you will get more benefit by investing in RD?   Bank of India (BOI)   Term Interest Rate of RD (%) 1 year and less than 2 years 6.65 2 years and under 3 years 6.70 3 years and under 6 years 6.50 8 year to 10 years 6.35     Bank of Indi...

Small savings schemes including PPF, Sukanya Samriddhi Yojana and Recurring Deposit will not have to pay penalty for delayed installment

Lockdown has been carried out across the country to prevent coronaviruses, causing people little difficulty in doing their daily chores. To reduce this problem, the Department of Posts has decided not to take a penalty for non-deposit of the minimum amount within the stipulated period in small saving schemes including PPF. According to the India Post website, schemes like Public Provident Fund, Recurring Deposit and Sukanya Samriddhi Yojana can now have a minimum deposit of up to June 30 without penalty. According to the India Post website, there is a default fee of 1 rupee for every 100 rupees. According to the department, "Subscribers to RD / PPF / SSY account can deposit the required amount by June 30. No penalty will be charged for this. However, if you are among those who have not yet deposited the minimum amount required, then it should be noted that penalty will not be taken for 2019-20 and April 2020. However, if you do not invest in time in May, you will ...