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How to Pick Mutual Funds That Beat the Market

  Smart Strategies for Investing in Mutual Funds: A Guide to Maximising Your Returns One of the most well-liked investing options for people looking for expert management and diversification without having to choose individual equities is a mutual fund. One of the easiest ways for people to accumulate wealth over time is through mutual fund investments. Mutual funds combine the capital of numerous individuals to invest in a diverse portfolio of stocks, bonds, and other securities, in contrast to direct stock market investing, which necessitates considerable time, study, and risk tolerance. Mutual funds are a well-liked option for both new and experienced investors due to their expert management and diversification. But merely investing in a mutual fund and crossing your fingers seldom yields the best outcomes. A comprehensive approach that matches the appropriate fund selection and management strategies with your financial objectives, risk tolerance, and investment timeline is nece...

What is SIP

  Systematic Investment Plan (SIP) is an investment route offered by mutual funds wherein one can invest a hard and fast amount during a Mutual Fund scheme at regular intervals– say once a month or once a quarter, rather than making a lump-sum investment. The instalment amount might be as little as INR 500 a month and is analogous to a recurring deposit. It’s convenient as you'll give your bank standing instructions to debit the quantity monthly. SIP has been gaining popularity among Indian Mutual Funds investors because it helps in investing during a disciplined manner without fear about market volatility and timing the market. Systematic Investment Plans offered by Mutual Funds are easily the simplest thanks to entering the planet of investments for the future. it's vital to invest for the long-term, which suggests that you simply should start investing early, so as to maximise the top returns. So your mantra should be - Start Early, Invest Regularly to urge the simplest out ...

How to apply for licence to sell mutual funds and systematic investment plans?

  Talking on Mutual Fund agent is necessary because currently, Mutual Fund has become a very popular method of investment. Therefore, people who want to invest prefer to invest in these types of funds so that they will be able to earn on their investment. But not everyone can sell mutual funds to customers. To sell Mutual Funds individually, one needs to become a Mutual Fund agent or distributor. So today how can we become a mutual fund agent or distributor through this article of ours? Will try to give detailed information on the subject. As we have seen that middlemen have a big role in selling a product or service in our country India, in the same way, agents also play an important role in selling mutual funds. Therefore, it is necessary that a person aspiring to become a Mutual Fund Agent should have the highest standards of morality besides knowledge. So that people's trust can grow on it and they can agree to invest their hard-earned money through it. Before we know how to be...

SEBI has changed the time of purchase and sale of time of Equity Mutual Fund; know new cut off time

There is good news for Mutual Fund investors. The market regulator SEBI has changed the time of purchase and sale of Equity Mutual Fund to 3 PM again, giving relief to mutual fund investors from Monday, October 19, 2020. With this decision, investors will get more time to buy and sell mutual funds.   But SEBI has not made any changes in the timing of buying and selling debt mutual fund schemes and Debt Schemes and Conservative Hybrid Funds. Nilesh Shah, chairman of the Association of Mutual Funds in India (AMFI), an organization regulating mutual fund business, also tweeted about this new decision of SEBI. SEBI has not made any changes in the time of purchase and sale of liquid and overnight funds and it is from 12.30 to 1.30 PM as before. For debt and conservative hybrid funds, it is 1 PM.   In India, Mutual Fund Companies invested Rs 39,500 crore in the stock market in the first half of the current financial year (2020-21) if we talk about investment by mutual fund c...

If you are investing through Mobile App, then be aware that these are some risks

  As the Internet and smartphone penetration has increased in the general public, it has become easier to invest in mutual funds and stock markets. Currently, a lot of investment apps and online platforms have come up where investors can easily invest money. Today's fast no-your-customer (KYC) process is another good feature. Many financial apps are also giving tutorials to investors where they have video interactions or phone calls with fund managers. Now the mobile app offers corporate fixed deposits and even equity shares. Along with all these features, there are risks in investing through mobile apps, which the investor should focus on. Let's know about some such risks.   It is very important to seek information and advice. If investors are investing in mutual funds etc. for the first time from such an app or are in their initial investment years, then the investor needs advice and guidance from anyone. Although many apps offer a lot of reading materials and investment...

Top 5 Zero Balance Savings Account, Strong Interest rate will get lots of benefits including

  A Zero Balance Savings Account is a type of account in which the investor is not required to maintain a minimum balance. The consumer will not have to pay any fee in these accounts and there is no fear of being deactivated. But Zero Balance Savings Account is much better, in which the consumer gets more interest and all other banking facilities. Today we will tell you about the zero balance account of the top 5 banks in which you will get better interest. If you do not have a bank account or if you want to open another account, then look at these bank accounts.   IDFC First Bank First Savings Account: This bank is a good option for new account holders, as the interest rate is high. The consumer gets all the facilities for free in Zero Balance Saving Account of IDFC First Bank. At this time interest on this bank's zero balance account is 6 to 7 per cent. the consumer can open your account at any nearest branch with all the necessary documents.   SBI Basic Saving...

Equitas Small Finance Bank IPO | Initial Public Offering Details

  The IPO of Equitas Small Finance Bank will come on October 20, 2020. The company has set a target of raising Rs 280 crore under the IPO. This information is given by the company in the regulatory filing. Earlier on October 11, 2020, Equitas Small Finance Bank filed RHP with the Chennai ROC regarding the IPO.   This IPO of Equitas Small Finance Bank will be the 12th IPO of 2020. The company has fixed its price band, which will be 32-33 rupees. This IPO will close on October 22, 2020. Let me tell you, Equitas Small Finance Bank is a subsidiary of Equitas Holdings.   Equitas Small Finance Bank IPO Details   IPO Open date October 22, 2020 IPO Close Date October 20, 2020 Issue Type Book Built Issue IPO Issue Size Equity Shares of 10 Rupee (aggregating up to 517.60 Cr Rupee) Fresh Issue Equity Shares of 10 (aggregating up to 280.00 Cr Rupee...