A Zero Balance Savings Account is a
type of account in which the investor is not required to maintain a minimum
balance. The consumer will not have to pay any fee in these accounts and there
is no fear of being deactivated. But Zero Balance Savings Account is much
better, in which the consumer gets more interest and all other banking
facilities. Today we will tell you about the zero balance account of the top 5
banks in which you will get better interest. If you do not have a bank account
or if you want to open another account, then look at these bank accounts.
IDFC First Bank First Savings
Account: This bank is a good option for new account holders, as the interest
rate is high. The consumer gets all the facilities for free in Zero Balance
Saving Account of IDFC First Bank. At this time interest on this bank's zero
balance account is 6 to 7 per cent. the consumer can open your account at any
nearest branch with all the necessary documents.
SBI Basic Savings Bank Deposit
Account: Consumers can open SBI Basic Savings Bank Deposit Account in SBI with
the help of KYC documents. In this account, the consumer gets interest at the
rate of 2.75 per cent. Apart from this, the facility of RuPay ATM-cum-Debit
Card is also available for the consumer. The consumer will get 4 cash
withdrawals from SBI ATMs or ATMs of other banks for free.
IndusInd Bank: The consumer gets 4 to
6 per cent interest in IndusInd Bank Savings Account of IndusInd Bank. Along
with this, along with internet banking, unlimited ATM transactions will also be
available. Consumers can open this account through an online application.
Kotak Mahindra Bank: Consumers can
open a savings account in Kotak Mahindra Bank through digital banking. There is
no problem of minimum balance in this. In this, you get 811 virtual debit card.
Consumers can use it in online shopping. The consumers get up to 4 per cent
interest in this bank account.
HDFC Bank: The consumer will not be
required to maintain any minimum balance in the basic savings bank deposit
account of HDFC Bank. The consumer gets 3 to 3.5 per cent interest on this
account. The account holder of HDFC bank will get free facilities like
ATM-cum-debit card, free passbook service, free deposit, chequebook, email
statement, demand draft.
No comments: