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  Introduction   India’s National Stock Exchange (NSE) is one of the world’s most dynamic value markets, advertising speculators introduction to a wide cluster of sectors—from data innovation and pharmaceuticals to buyer merchandise and budgetary administrations. As the Indian economy proceeds to develop, numerous retail and organization financial specialists ponder which stocks merit a put in their portfolios. Whereas there is no one ‑ size ‑ fits ‑ all reply, a taught approach that centres on essentials, valuation, and macro ‑ economic patterns can offer assistance you recognize high ‑ quality companies with solid development prospects.   Understanding the NSE Scene Metric What It Means for Investors Market Capitalization Large ‑ cap stocks (₹10,000 crore +) tend to be more liquid and less volatile, while mid ‑ caps and small ‑ caps can offer higher growth but come with greater risk. Liquidity (Average Dail...
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Interest on provident fund deposits will be 8.5% in 2019-20





The Employees Provident Fund Organization (EPFO) reduced the interest rate on provident fund deposits to 8.5 per cent for the current financial year 2019-20. This is the lowest level in seven years. EPFO paid 8.65% interest on EPF to its 6 crore members for 2018-19. The decision to reduce interest was made by the Central Board of Trustees (CBT) of EPFO, the apex decision-making body in EPFO. The latest EPFO ​​decision will be sent to the Finance Ministry for approval, as the EPF guarantor is the central government. The Finance Ministry has been insisting on increasing the interest rate of EPF to the same rate as other small savings schemes of the government like PPF and Post Office Savings Schemes.


EPF interest rates in the last few years
Financial Year
Rate of Interest on EPF
2018-19
8.65 %
2017-18
8.55 %
2015-16
8.65 %
2014-15
8.80 %
2014-15
8.75 %
2013-14
8.75 %
2012-13
8.50 %




After the meeting, Labor Minister Santosh Gangwar said that it has been decided to reduce the interest rate on EPF to 8.5 per cent for the financial year 2019-20. He informed that if 8.5% interest will be paid on EPF in the current financial year, then EPFO ​​will have a surplus of more than Rs 700 crore. A source in the ministry said that if 8.55 per cent interest was paid on EPF in this financial year, the EPFO ​​would have a surplus of more than Rs 300 crore. Had the interest rate been kept higher than 8.55 per cent, the EPFO ​​would have incurred losses. The new interest rate of EPFO ​​is the lowest since 2012-13. Even in 2012-13, the EPFO ​​interest rate was 8.5 per cent.



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