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Mastering the Market A Strategic Guide to Selecting Profitable Equity Stocks (2026 Edition)

  Choosing the appropriate equity stocks in publicly traded firms might be crucial to accumulating wealth in this competitive world of financial investing. It does not, however, offer a quick way to become wealthy; instead, it calls for patience, risk tolerance, and education. The opportunity for profit is real, but so is the risk of losing your actual money in equity markets, which are impacted by anything from world events to technological advancements. Millions are captivated by the promise of equity market rewards, but only disciplined investors regularly generate real money. Choosing the appropriate stocks in 2026 involves more than just luck—a methodical methodology is needed as global equity markets navigate post-pandemic recalibration, AI-driven volatility, and changing interest rate policies. This manual breaks through the clutter by offering practical tactics based on ageless ideas and current market conditions. Recall that only well-informed choices exist; there are no f...
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You can invest in PPF or ELSS till June 30 to get better returns with tax saving






Due to Coronavirus, the government has extended the deadline for tax-savings investment till June 30. In such a situation, if you have not invested anywhere yet, then you can take advantage of tax exemption on investing in PPF or ELSS. If you choose the old tax system, then tax rebate of up to 1.5 lakh rupees can be taken under 80C through investment in these schemes. We are telling you about both these schemes.

Highlights of PPF

This scheme can be opened anywhere in the bank or post office. Apart from this, it can also be transferred to any bank or any post office. If it is opened, then it can only go from 100 rupees, but then later it is necessary to deposit 500 rupees at a time. Maximum 1.5 lakh rupees can be deposited in this account every year. This scheme is for 15 years, from which it cannot be withdrawn. But it can be extended for 5-5 years after 15 years. It cannot be closed before 15 years, but after 3 years, a loan can be taken against this account. If anyone wants, he can withdraw money from this account from 7th year under rules. The government reviews the interest rates every three months. These interest rates can be more or less. At present, the account is getting a 7.1 per cent interest.

Highlights of ELSS

There are 42 mutual fund companies in the country that run tax saving schemes. Every company has ELSS to save income tax. It can be purchased online at home or through an agent. In order to save income tax, if you have to invest at one time, then usually a minimum investment of Rs 5000 and if you have to invest every month, then usually a minimum investment of Rs 500 a month can be started. Although a maximum tax exemption of Rs 1.5 lakh can be taken, there is no limit to the maximum investment. Investment in this income tax saving scheme is locked in for 3 years. After this, the investor can withdraw this money if he wants. After three years, withdraw the entire amount if you want or withdraw as much money as you need and leave the remaining money in this ELSS for as long as you want. ELSS is only locked in for 3 years, but if the investor takes the option of dividend payout, then they will continue to get money in between. However, income tax-saving ELSS scheme cannot be withdrawn in between. In this, the market link returns instead of the interest rate on investment. In the last 10 years, the ELSS Mutual Fund category has given a return of about 8.46%.

Income tax can be saved by investing in both places. Apart from this, both schemes have their own specialities and drawbacks. In such a situation, if someone wants to take a little risk in saving income tax, ELSS is a better option for them. Money should be invested through SIP, which is invested every month. This reduces the risk of investment and also increases the chances of getting good returns. On the other hand, if you want to stay away from the risk of the market, then investing in PPF is right. Both are common in some of the best tax saving schemes. The first is that the maximum income tax can be saved by investing a maximum of Rs 1.5 lakh in both. Also, both schemes cannot be closed in between. It is a different matter that money in PPF can be withdrawn after 15 years, money in ELSS can be withdrawn only after 3 years.




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