Unemployment Allowance | How to get unemployment allowance and what is eligibility

 

Keeping in mind the problem of unemployment amid the Corona crisis, the Central Government has decided to extend the Atal Insured Persons Welfare Scheme for one year (30 June 2021). Under this scheme, the unemployment allowance is available from ESIC. Many companies are shutting down in the midst of lockdown. Due to the slowing down of business and lack of business, there is also the danger of employees leaving their jobs. In such a situation, between March and December this year, employees working in companies lost their jobs, then the government will give unemployment allowance.

 

What has the government announced? According to the announcement made by the government, those who lost or lost their jobs between March 24 and December 31, 2020, will get unemployment allowance. Only those workers who are registered under Employee State Insurance Corporation (ESIC) will get the benefit of this allowance. To benefit the workers, the date of the Atal Insured Person Welfare Scheme, which is operated by ESIC, has been extended. Under this scheme, when unemployed, they get unemployment allowance for 90 days.

 

What is Atal Insured Person's Welfare Scheme? If you work in the organized sector and your company deducts your PF / ESI from your salary every month, then there is good news from the Modi government for you. Now if for some reason your current job is missed, then the central government will give you money. This major initiative has been taken by the Employees State Insurance Corporation (ESIC) for private job seekers. The ESI clearly states, "Under the Atal Insured Persons Welfare Scheme, the government provides financial assistance to you when you leave your job. For some reason, leaving your employment does not mean loss of your income."

 

When was the scheme launched? The scheme was implemented as a pilot project on  July 1, 2018, for two years. Meaning that the scheme expired on 30 June 2020. However, due to the Corona crisis, the government decided to extend it for a year and now it has been implemented till June 30, 2021.

 

How to register? If Atal insured wants to avail welfare scheme then registration in it is necessary. You can download the form of Atal Insured Persons Welfare Scheme by visiting the website of ESIC. After filling this form correctly, you will have to submit it to any nearest branch of Employees State Insurance Corporation. Along with this form, a non-judicial stamp paper of Rs.20 is also required to be affixed with a notary.

 

Who will benefit from this? Only those workers who have been associated with the ESI scheme for at least the last two years will benefit from it. This means that only those workers who remain attached to the scheme from April 1, 2018, to March 31, 2020. During this period, a minimum of 78 days of work is required between October 1, 2019, to March 31, 2020.

 

What will be the benefit? If a worker becomes unemployed under this scheme, he can avail this allowance for a maximum period of 90 days (three months). He can claim 50% of the average salary for three months. Earlier this limit was 25 per cent.

 

When will you start getting benefits? Another rule change has been made. It could be availed 90 days after first being unemployed. For the present, it has been reduced to 30 days.

 

Where does this rule apply? For information, tell us that the ESI scheme is available for workers who earn up to a limit. This scheme is applicable to a factory where there are 10 or more labourers. If their salary is up to 21 thousand then this scheme will be applicable. About 3.5 crore family units of the country are covered under ESI, due to which about 135 million people get cash and medical benefits.

 

Contribution to ESI Fund? The contribution to this fund was reduced by the government in July 2019. Under this, the contribution of the employee was reduced from 4.75 per cent to 3.25 per cent. The contribution of the employee was reduced from 1.75 per cent to 0.75 per cent.