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How to Pick Mutual Funds That Beat the Market

  Smart Strategies for Investing in Mutual Funds: A Guide to Maximising Your Returns One of the most well-liked investing options for people looking for expert management and diversification without having to choose individual equities is a mutual fund. One of the easiest ways for people to accumulate wealth over time is through mutual fund investments. Mutual funds combine the capital of numerous individuals to invest in a diverse portfolio of stocks, bonds, and other securities, in contrast to direct stock market investing, which necessitates considerable time, study, and risk tolerance. Mutual funds are a well-liked option for both new and experienced investors due to their expert management and diversification. But merely investing in a mutual fund and crossing your fingers seldom yields the best outcomes. A comprehensive approach that matches the appropriate fund selection and management strategies with your financial objectives, risk tolerance, and investment timeline is nece...

Pradhan Mantri Garib Kalyan Package (PMGKP) Insurance Scheme | Insurance scheme for health workers fighting COVID-19

 

Pradhan Mantri Garib Kalyan Package (PMGKP) Insurance Scheme | Insurance scheme for health workers fighting COVID-19




The Pradhan Mantri Garib Kalyan Package Insurance Scheme, extended for 90 days on March 30, has been extended to help health workers fight the coronavirus. The plan has been extended for 90 days. This information has been received from a government release. The plan was brought for all those providing health facilities, including community health workers, who come in direct contact with and care for Corona patients. Such people are at very high risk of getting infected.

 

A Prime Minister's release said, 'Pradhan Mantri Garib Kalyan Package Bima Yojana was launched on March 30, 2020, for a period of 90 days for health workers fighting the Coronavirus. This plan has been extended for the next 90 days. The Ministry of Health and Family Welfare has collaborated with the New India Assurance (NIA) Company Limited to provide insurance money based on the guidelines formulated for the scheme.

 

The scheme provides an insurance cover of Rs 50 lakh to people providing health services. The release stated, 'There is no age limit in this plan. Also, there is no need to enrol in this scheme personally. The entire amount of the premium for this scheme is being borne by the Ministry of Health and Family Welfare, Government of India. Claims under this policy will be in addition to the amount received under any other policies. If a person has any other personal accident policy or life insurance policy, even under this policy, the claim is an additional amount different from the insurance amount of someone else.

 

Due to COVID-19 related duty, some documents are required to claim in case of accident of life and property. Such as a claim form duly filled and signed by the nominee/claimant. Proof of identity of the deceased, proof of identity of the claimant, proof of the relationship between the deceased and the claimant. Death Summary by the hospital where the death occurred (in case the death is a certified copy in the hospital). Death certificate (in original), post mortem report. A cancelled check, FIR copy.


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