Change Some Banking Rules | Additional charge will be given for depositing and withdrawing

 

At present, there are many such banking facilities which are used by almost every customer and fees are charged from the customers for this. But very few people know about it. Till then the use of SMS facility, minimum balance, ATM and cheque, the bank charges you money. But from now on you will have to pay fees for depositing your money in banks and withdrawing.

 

Bank of Baroda has also started this. Bank of India, PNB, Axis and Central Bank will make a decision on this soon. From next month i.e. November 1, 2020, customers will have to pay a separate fee for banking beyond the limit. It is to be noted that Bank of Baroda has set different fees for deposit and withdrawal of current account, cash credit limit and overdraft account and deposit withdrawal from a savings account. From next month, the customer will have to pay 150 rupees for loan account after three times in a month.

 

If you talk about a savings account, it will be free for such consumer to deposit up to three times, but if the account holder deposited the money for the fourth time, then they will have to pay 40 rupees. Not only this, banks have not provided any relief to senior citizens also. Jan Dhan account holders got some relief in this. They will not have to pay any fee on deposit but will have to pay 100 rupees on withdrawal.

 

Let us tell you how much will be charged on deposits and withdrawals for CC, current, overdraft and savings account holders from November 1, 2020.

 

Such a fee will have to be paid for CC, current and overdraft accounts.

 

- If CC, current and overdraft consumers deposit up to one lakh rupees per day, then this facility will be free. But if you deposit more than this, banks will charge you money.

- On depositing more than one lakh of such consumer, one rupee will be charged on one thousand rupees. The minimum and maximum limits for this have been fixed at Rs 50 and Rs 20 thousand respectively.

- If the customer withdraws money thrice in a month from CC, current and overdraft accounts, then no fee will be charged from the customers.

- On withdrawal of the fourth bar, a withdrawal fee of Rs 150 will be charged from the consumer.

 

Such a fee has been prescribed for savings account holders.

 

- Up to three times the deposit has been a fixed fee for the savings account holders.

-However, for the fourth time, account holders will have to pay a fee of Rs 40 for each time they deposit money.

-If you talk about withdrawal, then customers will not be charged for withdrawing money from the account up to three times each month.

- But for the fourth time, it will be mandatory for the account holders to pay 100 rupees every time.

 

Banks also charge folio charges from the customer

 

Banks earn huge money in the name of folio charge. Banks charge up to Rs 200 per page for laser folios from the consumer. Laser folio is charged by the bank on CC or OD on any type of loan.