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How to Pick Mutual Funds That Beat the Market

  Smart Strategies for Investing in Mutual Funds: A Guide to Maximising Your Returns One of the most well-liked investing options for people looking for expert management and diversification without having to choose individual equities is a mutual fund. One of the easiest ways for people to accumulate wealth over time is through mutual fund investments. Mutual funds combine the capital of numerous individuals to invest in a diverse portfolio of stocks, bonds, and other securities, in contrast to direct stock market investing, which necessitates considerable time, study, and risk tolerance. Mutual funds are a well-liked option for both new and experienced investors due to their expert management and diversification. But merely investing in a mutual fund and crossing your fingers seldom yields the best outcomes. A comprehensive approach that matches the appropriate fund selection and management strategies with your financial objectives, risk tolerance, and investment timeline is nece...
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RBI and WHO advised adopting contactless payments







Coronavirus, which originated from China has spread almost all over the world today. Several countries of the world, including India, have declared coronavirus an epidemic. The World Health Organization (WHO) has issued guidelines for the prevention of coronaviruses. Many countries have also issued separate guidelines for their citizens. It is clearly stated in these guidelines that ordinary people should stay away from the victims and do not touch any such thing, which is prone to spreading the coronavirus or any other type of virus. Meanwhile, many financial experts have also said that to avoid coronavirus, avoid as much as possible from cash transactions.


The WHO recommends contactless payments in its guidelines to avoid the risk of spreading the coronavirus. However, the WHO has not unequivocally confirmed that the cash transaction can spread the coronavirus. In a press conference on Monday, Reserve Bank of India (RBI) Governor Shaktikanta Das has also advised people to pay in a contactless manner.


It is true that any virus can survive on any active surface for several days. In a cash transaction, the notes pass through several hands in a day. In such a situation, there is a possibility of the virus spreading using notes. To avoid infection with corona or any other type of virus, contactless payments can be made through UPI, IMPS, RTGC, mobile wallets and net banking.



There is no firm evidence that the use of notes can spread the coronavirus. However, there is a possibility of the virus spreading using notes. In such a situation, beforehand use the notes as a precaution, get your hands sanitized. If a person infected with the coronavirus sneezes on the note, it will put dots on the note. There is a slight chance of corona spreading when another person puts a hand on the nose and mouth without washing hands after the transaction of this note.




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