Car Insurance If the vehicle is stolen, then follow this step to claim insurance

Buying a car can be a major achievement for many people. The entire process of getting a car can be a thrilling experience for a test drive, arranging money, getting a car loan, buying insurance. Apart from this, an auto insurance policy is also necessary. Vehicle theft is a serious problem in India, for this comprehensive insurance policy provides protection against car theft. Note that comprehensive insurance policies provide protection from financial damage to a vehicle and its belongings due to natural disasters or man-made disasters such as fire, flood, earthquake, lightning, theft, malicious act, riot, housebreaking, etc.

The first step in car theft is to immediately file an FIR, as soon as you come to know about the theft, go to the nearest police station and file an FIR. Once the FIR is registered, you have to inform your car insurance company about the theft. You should also inform the nearest (Regional Transport Office / RTO) about the theft.

The second step is to fill the claim form. You should call your insurer's customer service centre and submit a claim form. The information to be filled in the form includes the car detail, policy number as well as the date and time of the incident.

Submit a copy of your car's registration certificate (RC), signed claim letter, first two pages of policy documents, driving license, police FIR and a theft notice letter to the Regional Transport Office.

You must also submit the original invoice and payment receipts of the repair work to the car insurance company. The amount will be approved by the insurance company or surveyors. This compensation will be given as per the amount.